Estimate stamp duty for England & Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Enter a property price to see a clear band-by-band breakdown and your effective tax rate.
£0 on the first £250,000; 5% on the portion £250,001–£350,000 (£100,000 × 5% = £5,000). Total: £5,000; effective rate ≈ 1.43%.
Stamp Duty is a property transaction tax. In England & Northern Ireland it’s called SDLT; in Scotland it’s LBTT; in Wales it’s LTT. The tax uses bands (thresholds) so each slice of the price is taxed at its own rate.
New to this? Start with the 2025 rates or our first-time buyer guide.
SDLT England & NI · LBTT Scotland · LTT Wales
Buying another property? Additional rates may apply. For commercial purchases, select Commercial in the calculator.
| Price Band | Rate |
|---|---|
| £0 – £425,000 | 0% |
| £425,001 – £625,000 | 5% (portion) |
| £625,000+ | Standard rates apply |
| Price Band | Rate |
|---|---|
| £0 – £250,000 | 0% |
| £250,001 – £925,000 | 5% |
| £925,001 – £1.5m | 10% |
| £1.5m+ | 12% |
| Price Band | Rate |
|---|---|
| £0 – £250,000 | 3% |
| £250,001 – £925,000 | 8% |
| £925,001 – £1.5m | 13% |
| £1.5m+ | 15% |
| Price Band | Rate |
|---|---|
| £0 – £150,000 | 0% |
| £150,001 – £250,000 | 2% |
| £250,000+ | 5% |
LBTT has different bands and a separate Additional Dwelling Supplement (ADS) for second homes.
View LBTT bandsLTT uses its own residential and higher rates for additional properties. Commercial rates also differ.
View LTT bandsLast updated:
The most common system. Includes first-time buyer relief and additional property surcharges.
Go to SDLT pageLBTT has separate rates and a 6% ADS on additional dwellings, applied alongside standard bands.
Go to LBTT pageLTT features higher rates for additional properties; no FTB relief. Commercial differs too.
Go to LTT pageCheck eligibility, thresholds and how relief works at different price points.
Read guideNon-resident surcharges may apply. Learn how they interact with local rates.
Read guideDifferent bands apply to non-residential transactions in each nation.
Read guideIn England & NI, first-time buyers pay 0% on the portion up to £425,000 and 5% on £425,001–£625,000. For prices above £625,000, standard rates apply. Scotland and Wales differ.
For standard residential SDLT in England & NI the nil-rate band is £250,000. LBTT (Scotland) and LTT (Wales) have their own thresholds.
Band-by-band (like income tax): each slice of the price is taxed at the rate for that band, then added together. Surcharges and reliefs may change the total.
Yes, but with different bands and rates. Use the calculator’s Commercial option or read our commercial guide.
In England & NI it’s usually due within 14 days of completion. Scotland (LBTT) and Wales (LTT) have similar submission and payment deadlines.
Yes. Scotland’s LBTT and Wales’s LTT have different bands and rules for additional properties. See our regional overview.